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Full Water vs. Limited Water: the endorsement that costs people their homes
A $10,000 water cap saved her a few hundred dollars a year and cost her a $700,000 home.
5 min read
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Real coverage questions, answered the way we would explain them at our kitchen table. No fear tactics, no jargon for its own sake; just the details that decide what gets paid.
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What Loss of Use Actually Pays For
The claim was approved. The family still had nowhere to sleep.
4 min read
Read the guideAuto
Why Uninsured Motorist Matters in Florida
She almost dropped it to save $22 a month. Eight months later she used it.
5 min read
Read the guidePersonal
Do I Really Need an Umbrella Policy?
A backyard accident produced a judgment larger than the homeowners policy limit.
5 min read
Read the guideFlood
NFIP vs. Private Flood: how to compare them
Two policies, same house, $180,000 difference in what would actually get paid.
6 min read
Read the guideQuestions are free. So is the diagnosis.
Send us your current policy and we will tell you what it actually covers, then shop the entire market against it.